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Karen Golden

Karen Golden is Director of Sales and Account Management for Guaranteed Rate Affinity. She has worked in the relocation, real estate, and mortgage industries for more than 20 years.

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On December 16, the Federal Reserve raised its key interest rate from a range of 0-0.25% to 0.25-0.50%. The news wasn't earth-shattering, as this was long expected by Fed watchers based on continuing strength in the economy.
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This past week the Consumer Financial Protection Bureau (CFPB) announced that the effective date of the U.S. TILA-RESPA Integrated Disclosure (TRID) Rule has moved to October 3, 2015, and they provided guidance on two areas of concern for the industry.
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Late last week, Richard Cordray, Director of the Consumer Financial Protection Bureau (CFPB), announced the Bureau will seek to delay implementation of the new mortgage disclosure requirements and forms until October 1, 2015. The new requirements and use of new forms were scheduled to take effect on…